College Date Portfolios are designed to make investing as easy as selecting the year in which the beneficiary is expected to start college. With a College Date investment option, the portfolio's investment track is automatically adjusted from more aggressive to more conservative as your beneficiary grows older (and closer to the selected college date year). Each Portfolio is powered by SPDR ETFs and features global diversification, tactical asset allocation, and utilization of low cost passive exchange traded funds.
For information on portfolio characteristics and performance history, visit the portfolio price and performance page.
You could lose money by investing in a portfolio which includes the State Street Institutional Treasury Money Market Fund (the “underlying fund”). Although the money market fund in which your investment option invests (the “underlying fund”) seeks to preserve its value at $1.00 per share, the underlying fund cannot guarantee it will do so. An investment in this investment option is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The underlying fund’s sponsor has no legal obligation to provide financial support to the underlying fund, and you should not expect that the sponsor will provide financial support to the underlying fund at any time.
Investment returns are not guaranteed, and you could lose money by investing in the SSGA Upromise 529. Investments in bonds are subject to interest rate, credit, and inflation risk.
Note: Under the federal tax rules governing all 529 plans, you may reallocate your investment twice per calendar year or when you change the beneficiary on an account to a qualifying member of the family without incurring federal income tax or penalties. You may change how your future contributions are allocated at any time.
For more information on SSGA Upromise 529 investment options including risks, refer to the Plan Description and Participation Agreement.